Instead, you need to focus on what the car warranty covers, its costs and any exclusions, only looking at the following additional benefits as the final piece of the puzzle. While these added extras can be beneficial and often make your life that little bit easier, you should avoid picking a car warranty solely on the additional features it offers. As a result, you need to check that this would be covered by the garage completing the repair work, or make sure it is covered by your car warranty, or you could face having to pay for several hours of labour costs before the repair work even begins.Īside from repairing faults and paying for work needed for your car, many car warranty policies now include several other benefits. You’ll also need to double-check that this limit is sufficient to cover repair work at your preferred garage, otherwise, you’ll need to make up the difference.įinding out exactly what is wrong with a car can also take considerable time and many car warranty policies don’t extend their coverage to pay for the labour costs involved with diagnostic testing. This means you need to check the maximum hourly rate that the car warranty company will pay and whether a maximum claim limit applies - either on a single repair job or as an annual cap. Many companies will cover labour costs but cap the amount they are willing to pay. A car warranty will often restrict you to a maximum labour rate for any work, particularly if this includes VAT, so you may find yourself having to contribute a significant amount to get your car back on the road.
Many repairs cost more in labour than they do for parts.
But, if you decide to build your own, check out all the parts that can be protected and check that your selected car warranty policy meets your needs before you buy. A good car warranty provider should be offering appropriate cover for the age and mileage of your car while not leaving you to create your own list. Some car warranties allow you to pick and mix or add to the basic cover levels. So, knowing exactly which parts of your vehicle are covered by a car warranty is vital. You may find that the parts covered, or the provider’s contribution towards the repair costs, reduces as the car ages or completes higher mileages.Įven if the car warranty covers all mechanical and electrical failures, there may still be claim limitations that will stop you from getting paid for the engine or gearbox.
These are generally: wheels, tyres, exhausts, batteries, wiper blades, clutch plates and parts routinely replaced at a service. Service, frictional, disposable or consumable parts won’t be covered. Some retailers and dealers also charge a hefty excess when it comes to warranty repairs so make sure you’re not caught out with additional charges. Usually, it’ll be cheaper to buy an extended warranty from MotorEasy and you'll likely receive much higher levels of cover. This cover isn’t always very comprehensive so it may be worthwhile topping up your warranty cover.Ĭheck what is covered by the dealer/retailer, how long you’re covered and if additional charges are applied should you need to claim. Once expired, you may be able to extend the warranty through the manufacturer, however, they usually don't provide the same levels of cover as that from MotorEasy, and will likely be more expensive.ĭealers and retailers will usually provide a warranty on second-hand cars - usually for a maximum of a year but often only for three months. Usually, the cover provided by the manufacturer will be sufficient so you shouldn’t need any additional policies until this has expired. When this is coming to an end, contact MotorEasy for an extended warranty. New cars will come with a manufacturer's warranty, usually covering you for three years or up to 60,000 miles. There are two types of warranties available for new and used cars.
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